Jane Bryant Quinn| Nonfiction 2015
Fortuitously, this book crossed my radar on the same day I took my very first payout from my retirement funds. Yikes! So, I decided to read it. And I am grateful that I did. I know Jane Bryant Quinn is the financial-advice-in-print wizard. Somehow, this book felt right at this time.
The book is well-designed. Quinn and her publisher provide excellent bold titles to every section, so you can pick and choose what to read. I skipped the section on when to take your Social Security, because that decision I have already made. I passed over the “implications if you are married” parts, because they are now irrelevant.
Yes, she does address preretirement planning, but she also writes a lot about post-retirement and how to plan your withdrawals and RMDs and re-balancing to ensure the greatest benefit. Two strategies I am quite intrigued by now are immediate-pay annuities and taking a reverse mortgage as a credit line very early in retirement, but not tapping it for a few years.
You will find something of value in here, if you peruse based on your own age, circumstances, and needs. I recommend a pause to reflect on your finances, with How to Make Your Money Last.